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RESIDENTIAL LICENSE NO. 104.015633 * RENOVATION * REMODELING * RESTORATION * COMMERCIAL LICENSE NO. 105.005758
PROPERTY INSURANCE CLAIMS - STORM DAMAGE
- DOCUMENT DAMAGE - Record any evidence of suspicious activity, including video surveillance, photographs and detailed notes, to support your case.
- FILE A POLICE REPORT - While it may be challenging, filing a report with local law enforcement is crucial. Contractor fraud is a serious offense, and your cooperation can contribute to putting an end to such practices.
- CONTRACT RELEVANT AUTHORITIES - Reach out to your state's contractor licensing board or consumer protection agency to report the incident.
Original Home Improvement, Inc. wants to bring to your attention a troubling trend within our industry—an alarming increase in contractor fraud linked to fabricated hail damage. As a reputable expert opinion provider for the top insurance carriers, we have unfortunately observed local contractors intentionally inflict damage upon homeowners' roofs. This deceptive practice aims to manipulate homeowners into filing fraudulent property insurance claims. These actions not only compromise the integrity of our industry but also contribute to claim denials. One of the challenges we face is that homeowners are often reluctant to file police reports for vandalism created by contractors, allowing these fraudulent practices to persist without consequences. In light of this, we believe homeowners must remain vigilant and take proactive measures to protect themselves from falling victim to these scams. If you suspect contractor fraud, we strongly recommend the following steps:
WARNING! CONTRACTOR FRAUD - FABRICATED HAIL DAMAGE
- STORM CHASERS - Beware of out-of-state contractors, often called "storm chasers." They masquerade as a local business, collect the insurance money, and then move on, leaving unsatisfied customers due to subpar workmanship, unfinished work, or unfulfilled warranties.
- DOOR KNOCKERS - Storm chasers have gained notoriety for door-to-door solicitation, targeting areas that experience severe weather conditions. It is essential to highlight that such solicitation practices are illegal in Illinois. Door-to-door solicitation is explicitly prohibited under Illinois state law. If a contractor ignores solicitation laws, it raises concerns about their compliance with legal and ethical standards.
- PUBLIC ADJUSTERS - Typically, public adjusters are compensated based on a percentage of the insurance claim. Expressly, their fees are between 5-15% of the claim amount. A noteworthy point is that if you sign a contract with a public adjuster before allowing your insurance company to adjust the claim, you unnecessarily relinquish 5-15% of your claim.
Original Home Improvement, Inc. is committed to maintaining the highest standards of professionalism and integrity. Together, we can foster an environment that values honesty and transparency within the home improvement industry.
ORIGINAL HOME IMPROVEMENT, INC. - INSURANCE CLAIM EXPERT
Your local construction company since 1997."
Original Home Improvement, Inc. would like to emphasize the importance of choosing a contractor with substantial experience and a profound understanding of insurance carrier policies. Here are vital points highlighting Original Home Improvement, Inc.
- PREFERRED CERTIFIED CONTRACTOR - We are a preferred certified contractor with many of the top insurance companies. This recognition underscores our reputation for reliability and professionalism in the industry.
- INSURANCE POLICY EXPERT – We have former insurance adjusters on our staff. This expertise allows us to accurately assess damages and potential carrier coverage, ensuring a thorough and precise evaluation of your situation.
- LICENSED/BONDED/INSURED - We are a fully licensed, bonded, insured company that operates in Illinois, ensuring our operations adhere to state regulations and standards.
WARNING! STORM CHASERS – DOOR KNOCKER SOLICITORS
